Get your hands on something super.
Independently recognised
Grow your retirement pot with Living Super
With low fees1 plus the ease of signing up online in minutes, Living Super gives you the tools to grow the pot at the end of your retirement rainbow.
Low fees1
Annual fees and costs on a $50,000 balance invested in Living Super's multi-sector managed investment options have lower fees than the industry average1. For example, the High Growth investment option has annual fees and costs of $399.20.
Committed to keeping costs down
With Living Super, you enjoy low fees1, which means more money stays in your super to work harder for you.
Did you know Living Super fees have come down?
Along with other changes to fees and investment options, on 1 December 2023, the variable component of the administration fee was reduced from 0.50% per annum to 0.35% per annum. For example, the annual fees on a $50,000 account balance invested in Living Super's High Growth investment option dropped by more than 9%, from $440 to $399.20.
Compare Living Super with your current fund
It's easy to compare fees between super funds. Your current fund will publish a PDS showing the fees for a $50,000 balance, which you can compare with a comparable investment option, and the wider services provided. You might be surprised by how much you're paying.
Click here to learn more about fees and go to 'Rates and fees' page
One place for your super and banking
You can view your balance and make most investment transactions on your tablet or desktop.
Flexibility at your fingertips
Whether you're keeping it simple with a multi-sector option or more hands on with a customised trading portfolio, you can easily change investments according to your comfort level, simply by logging into ing.com.au on your desktop or tablet.
Investment performance2
Did you know our High Growth investment option has delivered a return of 10.39% p.a. since launching in 2012?
Super is a long-term investment. The High Growth investment option is suitable for those with a
High Growth
Historical performance
p.a.
Since inception (30 August 2012) for super accounts, effective as at 31 July 2026.
Who's it suitable for?
Investing for 10+ years
Growth
Historical performance
p.a.
Since inception (30 August 2012) for super accounts, effective as at 31 July 2026.
Who's it suitable for?
Investing for 8+ years
Moderate
Historical performance
p.a.
Since inception (1 July 2020) for super accounts, effective as at 31 July 2026.
Who's it suitable for?
Investing for 6+ years
Conservative
Historical performance
p.a.
Since inception (1 July 2020) for super accounts, effective as at 31 July 2026.
Who's it suitable for?
Investing for 4+ years
Diversified Shares
Historical performance
p.a.
Since inception (20 December 2023) for super accounts, effective as at 31 July 2026.
Who's it suitable for?
Investing for 10+ years
Living Super offers a range of other managed investment options and ASX-listed Securities for those with different investment objectives and risk profiles. Please read the PDS and Product Guide for more information.
You should also note that investing carries risk and past performance is not an indicator of future performance - investments can go up and down.
Set up your new super account in 3 simple steps
Get going online in just 3 steps.
Open your account
To get set up just enter your contact details, your tax file number and select from one or more of the Living Super investment options. This should take about 5 minutes.
Consolidate your super
Consolidate your other super with your new super account to avoid paying for multiple things that could be eating into your savings, like duplicate fees or insurance you may not need.
Tell your employer
Once open, you'll be sent a short form to give to your employer to ensure your super goes straight into your new Living Super account.
Before consolidating your super accounts, you should consider where future employer contributions will be paid, any fees you may incur with the rollover and lost current insurance benefits, and other features of your existing provider(s). You should discuss any potential super strategies with your accountant or financial adviser.
You should read the Product Disclosure Statement, Product Guide, FSG and Target Market Determination available at ing.com.au/documents and consider the product's appropriateness when deciding whether to acquire, or to continue to hold, the product.
When choosing your investment within Living Super, you should consider the likely investment return, risk and how long you will be investing your super and remember that past performance is not a reliable indicator of future performance.
Questions? Call 133 464
When opening your account online, remember:
For more information about Living Super refer to:
Here to help
Questions? Call 133 464
