Unlock your ING account features

You could save on fees and more

Get more of your money working for you with ING savings, everyday and credit card accounts. Here's an overview of what you can receive, and how to make sure you're eligible.

No international transaction fees

Shop online and overseas and we'll rebate the ING international transaction fees on your eBays, Etsys and more.

ATMs absolutely everywhere

In addition to free ATMs in Australia, we'll rebate the ATM fee at any ATM around the world within five business days (excluding the Orange One cash advance fee).

Great ongoing variable rate, every month

You could get a great variable rate of 2.80% p.a. every month on balances up to $100,000 in your Savings Maximiser (one account only) when you also have an Orange Everyday.

Here's what you need to do to receive these benefits:


Deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One) each month, and

Like depositing your regular salary


Also make 5+ card purchases that are settled (not pending) using your ING debit or credit card each month

That's a coffee a day for five days

You'll then receive the benefits the following calendar month.

What types of card purchases are eligible?
Eligible card purchases Ineligible card purchases
  • In store credit or EFTPOS purchases
  • Online purchases
  • Regular card payments
  • payWave
  • Apple Pay
  • Google Pay
  • Direct Debits using a card number
  • PayPal transactions using a card number

Made with an Orange Everyday Visa card, Orange One or Orange One Platinum Visa card or Nil Interest Visa card provided with an eligible ING home loan.

  • ATM withdrawals and balance enquiries
  • Cash advances
  • BPAY transactions
  • Direct Debits using an account number
  • EFTPOS cash out only transactions
  • Any transaction that does not use a card number

Shop for less with ING

More value online and abroad at corner shops with an ATM, online stores based overseas and any store outside Australia.

Orange Everyday

The bank account that helps your pay go further.

Orange One

The 'not like the others' One.

Orange One Platinum

The 'cashback' One.