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Protect what you love with ING Home and Contents Insurance

Home Insurance

Save up to 15% online

(first year's base premium only)

Also known as building or house insurance, it covers your building, domestic fixtures and permanent structural improvements.

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Home & Contents Insurance

Save up to 30% online

(first year's base premium only)

Combined cover for your building, domestic fixtures and permanent structural improvements plus cover for many of the things you own or are legally responsible for.

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Contents Insurance

Save up to 15% online

(first year's base premium only)

Protects many of the things you own or are legally responsible for, including furniture, appliances and carpets.

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Why ING Home and Contents Insurance?

  1. Choose the right cover to suit you

    Own and live in your own home? Home and contents insurance might be the one for you. Do you rent or live in an apartment block? You may only need Contents Insurance then. Are you a landlord? Consider protecting your rental property with Home Insurance.

    Claims without lengthy forms

    If you find that you need to make a claim, with ING Home and Contents Insurance you can claim online (24/7) and over the phone (for operating hours, click here). And you won't need to complete any lengthy forms.

  2. The option to increase your protection with optional extras

    ING Home and Contents Insurance allows you to add optional extras to increase your protection like accidental damage and flood cover (Additional conditions, exclusions and charges may apply).

    Pay less for your policy

    Whilst you can get your ING Home and Contents Insurance over the phone, if you buy online, you could save up to 30% off combined policies or 15% off home or contents insurance policies (first year's base premium only. T&Cs apply - see disclaimer). If you choose to pay your premium annually, you'll avoid paying the monthly instalment charges. And consider if you want to increase your excess (to a level you're comfortable to pay in the event of a claim) - as this could reduce your premium too.

Read the PDS for all the detail on the different covers.

Important information

Questions?
No problem - we've got the answers.

  1. See our FAQs

    For answers to the more common questions we're asked, first check out our FAQs.

  2. Download the fact sheets

    For a simple and straightforward summary of what to expect from home or contents cover.

  3. Read the PDS

    For all the detail on standard cover, optional covers and exclusions, read the PDS.

  1. Check the FSG

    For general information about insurance, our services to you, and the insurer, Auto & General, download the Financial Services Guide

  2. Read the ING Customer Eligibility & Name-Screening Document

    Simply download here

  3. Give us a call

    To speak with a customer care specialist just call 1800 456 406. For operating hours, click here

On average, our combined home and contents insurance customers in the following states told us they saved the following amount when they switched online to combined ING Home and Contents Insurance

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Home & Contents Insurance customers of ING, living in
Told us they saved an average of
0
Get a quote

Price comparison figures represent average savings based on data provided by customers who reported they switched online to combined ING Home and Contents Insurance from comparable policies, between 31 May 2020 and 30 November 2020. Individual circumstances and policy terms may vary. Please read the PDS and assess any comparisons for yourself. Terms, conditions, limits, exclusion and excesses apply. Subject to meeting underwriting and customer eligibility and name-screening criteria.

Keep your insurance under the one roof with ING Insurance.

  1. ING Car Insurance

    Save up to 15% online (first year's base premium only). T&Cs apply - see disclaimer.

    Learn more
  2. ING Motorcycle Insurance

    Save up to 15% online (first year's base premium only). T&Cs apply - see disclaimer.

    Learn more
ING Home and Contents Insurance

ING Insurance (Home & Contents, Car, Motorcycle) is issued by Auto & General Insurance Company Limited ABN 42 111 586 353 AFSL 285571 as insurer. It is distributed by Auto & General Services Pty Ltd ABN 61 003 617 909 AFSL 241411 (AGS) and by ING Bank (Australia) Limited ABN 24 000 893 292 (ING) as an Authorised Representative 1247634 of AGS. ING is a business name of ING Bank (Australia) Limited. An ING Insurance policy does not represent a deposit with or liability of, and is not guaranteed or otherwise supported by, ING or any of its related bodies corporate. ING will receive a commission from AGS for each policy purchased which is a percentage of the base premium. For further details see the Financial Services Guide.

ING Insurance is subject to AGS's underwriting and ING's Customer Eligibility and Name Screening Assessment. Home & Contents Insurance is not available in NT, North QLD or Northern WA. For Car Insurance, car details are checked against information available on redbook.com.au. For Motorcycle Insurance, motorcycle details are checked against information available on Glass's Guide.

This is general information only, and does not take into account your particular objectives, financial situation and needs and you should consider whether it is appropriate for you having regard to these factors before acting on it. Read the Product Disclosure Statement, Financial Services Guide, Key Fact Sheets (Home and Contents Insurance Only), Premium Excess & Discount Guideline (PED) (Car Insurance Only), Roadside Assistance Terms and Conditions (Car Insurance Only) and the ING Customer Eligibility and Name-Screening document available at ing.com.au, and consider if an ING Insurance product is right for you before deciding to purchase or continue to hold the product.

The price we quote is at the insurer's sole and unrestricted discretion. It is based on the profile of the risk to be covered and any other factors the insurer may choose. These factors may change at any time without notice, as may the prices. If the policy renews, the price may exceed the price paid for the previous policy. Base premiums are subject to change. You will be responsible for all applicable GST and other statutory charges.

DISCOUNTS: Discount applies to the first year's base premium paid for an ING Insurance policy purchased online for approved applicants only. Discounts do not apply to any renewal offer of insurance. Discounts are applied before government charges, taxes, levies and fees, including instalment processing fees (as applicable). The full extent of discounts may therefore be impacted. We reserve the right to change the offer without notice. The discount applies accordingly:

  • ING Home and Contents Insurance: up to 30% discount on combined Home & Contents Insurance, up to 15% for Home only or Contents only policies.
  • ING Car Insurance: up to 15% discount on Comprehensive, Third Party Property Only and Third Party Property, Fire & Theft insurance policies.
  • ING Motorcycle Insurance: up to 15% discount on Comprehensive, Third Party Property Only and Third Party Property, Fire & Theft insurance policies.

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Save up to 30% on combined Home and Contents policies online (first year's base premium only)