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The latest way to apply and buy

ING home loans - straight to you, all the way through.

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Join Australia’s Most Recommended Bank.

From first timers to veteran buyers, we can help you achieve your property goals.

  • Orange Advantage
  • Mortgage Simplifier
  • Fixed Rate Home Loan
Orange Advantage

Orange Advantage Home Loan

3.79
3.69
3.64
%
p.a.
Variable interest rate
4.11
4.01
3.96
%
p.a.
Comparison rate

Borrowing:

Minimum 20% deposit, new owner occupied residential borrowings, for principal and interest repayments.
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Get the advantage

Our variable rate home loan with built-in flexibility – you could pay your loan off sooner and save money via the offset.

  • 100% offset facility

  • Unlimited additional repayments and redraw

  • Use any ATM in Australia for free with your linked Orange Everyday transaction account

The best place to be

  • Your own home loan specialist will be there to help you, every step of the way

  • Our online calculators make it easy to work out your borrowing amount, repayments and offset savings

  • Get Up to 30% discount on home and contents insurance when you purchase online at www.ing.com.au

Mortgage Simplifier

Mortgage Simplifier

3.94
3.84
3.79
%
p.a.
 
3.96
3.86
3.81
%
p.a.
Comparison rate

Borrowing:

Minimum 20% deposit, new owner occupied residential borrowings, for principal and interest repayments.
Apply Online Now

Keep it simple

A low variable interest rate home loan with no ongoing monthly or annual fees.

  • Pay off your loan faster with no monthly, annual or transaction fees

  • Make extra repayments for free, redraw your money, pay bills with available funds via BPAY® and more

  • Use any ATM in Australia for free when you have an ING home loan and Orange Everyday bank account

The best place to be

  • Your own home loan specialist will be there to help you, every step of the way

  • Our online calculators make it easy to work out your borrowing amount, repayments and offset savings

  • Get Up to 30% discount on home and contents insurance when you purchase online at www.ing.com.au

Fixed Rate Home Loan

Fixed Rate Home Loan

3.99
%
p.a.
3 year fixed rate
4.54
%
p.a.
Comparison rate
Where an owner occupier 3 year Fixed Rate Loan is combined with an Orange Advantage home loan, for principal and interest repayments only.
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Split your options

Split your loan for the best of both worlds – know your fixed rate and repayments, get more flex on your variable portion.

  • 100% offset facility on the variable rate portion of your loan

  • Make extra repayments – up to $10,000 a year on your fixed portion, unlimited on the variable

  • Use any ATM in Australia for free with your linked Orange Everyday transaction account

The best place to be

  • Your own home loan specialist will be there to help you, every step of the way

  • Our online calculators make it easy to work out your borrowing amount, repayments and offset savings

  • Get Up to 30% discount on home and contents insurance when you purchase online at www.ing.com.au

Applying for a home loan

  1. 1. Starting out

    It only takes 10 minutes to get started online, or you can call 1800 100 258 to speak with a home loan specialist.

  2. 2. Staying informed

    As your application progresses, we keep you updated via online tracking, SMS and email.

  3. 3. Getting a hand

    For questions and help, our home loan specialists are here for you from application to settlement.