$3K cashback offer, on the house

You could get a $3K cashback if you refinance your eligible home loan to ING. Minimum refinance amount $500k. Must apply before 30 September 2022 and settle by 31 December 2022.

Click here for Terms & Conditions.

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Join Australia's Most Recommended Bank.

From first timers to veteran buyers, we can help you achieve your property goals.




Repayment type:


Loan term:

  • Purpose:
  • Borrowing:
  • Deposit:
  • To live in
  • $500K - $1Million
  • ≥ 20%

Mortgage Simplifier

No ongoing fees & variable rate

Variable rate

Comparison rate

/Monthly repayments 

Based on a 30 year $500,000 loan paying P&I.

Orange Advantage

100% interest offset facility & variable rate

Variable rate

Comparison rate

/Monthly repayments 

Based on a 30 year $500,000 loan paying P&I.

Fixed Rate Loan

Repayment certainty & fixed rate

Important: Interest Only repayments are not currently available on any of our Owner Occupied fixed rate loans.

Special Offer Special Offer Special Offer

4YR fixed rate

Comparison rate

/Monthly repayments 

For the fixed interest period 30 year $500,000 loan paying P&I.

On the house

A free ING Property Report unlocks valuable insights about your property or one you like.

Request now

Applying for a home loan

Starting out

It only takes 10 minutes to get started online, or you can call 1800 100 253 to speak with a home loan specialist.

Staying informed

As your application progresses, we keep you updated via online tracking, SMS and email.

Getting a hand

For questions and help, our home loan specialists are here for you from application to settlement.

How to apply

Apply now

Call 1800 100 253
8am-8pm Mon-Fri or
9am-5pm Sat (AEST/AEDT)

In person

Visit us in person at ING Lounge, Ground Floor, 60 Margaret Street, Sydney