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Repayment type:


Loan term:

  • Purpose:
  • Borrowing:
  • Deposit:
  • To live in To invest in
  • < $150K $150K - $500K $500K - $1Million > $1Million
  • < 10% ≥ 10% - < 20% ≥ 20%

Mortgage Simplifier

No ongoing fees & variable rate

Variable rate

Comparison rate

/Monthly repayments 

Based on a 30 year {[{mainInfo.formatAmount(calcOptions.optionBorrowing.selected);}]} loan paying P&I.

Orange Advantage

100% interest offset facility & variable rate

Variable rate

Comparison rate

/Monthly repayments 

Based on a 30 year {[{mainInfo.formatAmount(calcOptions.optionBorrowing.selected);}]} loan paying P&I.

Fixed Rate Loan

Repayment certainty & fixed rate

Important: Interest Only repayments are not currently available on any of our Owner Occupied fixed rate loans.

Special Offer Special Offer Special Offer

4YR fixed rate

Comparison rate

/Monthly repayments 

For the fixed interest period 30 year {[{mainInfo.formatAmount(calcOptions.optionBorrowing.selected);}]} loan paying P&I.

Looking for a low fixed rate?

Buying a home? Looking to refinance? Enjoy a low fixed rate and the certainty of knowing exactly what your repayments will be on the fixed rate portion of your loan.


2 year fixed rate


Comparison rate

On Owner Occupied Fixed Rate Home Loans (principal & interest) that are combined with an owner occupied variable rate Orange Advantage home loan. Loan to Value Ratio (LVR) ≤ 80%. Rate includes a 0.10% p.a. discount off the stand alone fixed interest rate for owner occupiers. Fees and charges, including a $299 annual fee, apply. Comparison Rate warning.

On the house

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Applying for a home loan

Starting out

It only takes 10 minutes to get started online, or you can call 1800 100 253 to speak with a home loan specialist.

Staying informed

As your application progresses, we keep you updated via online tracking, SMS and email.

Getting a hand

For questions and help, our home loan specialists are here for you from application to settlement.

How to apply


Call 1800 100 253
8am-8pm Mon-Fri or
9am-5pm Sat (AEST/AEDT)

In person

Visit us in person at ING Lounge, Ground Floor, 60 Margaret Street, Sydney