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Get paid for paying your bills.

Less *ouch*,
more *ka-ching*

With the average Aussie home spending around $5,000 a year on water, gas and electricity, every cent saved counts.1 That's why we're introducing our 1% cashback offer on eligible utilities to help ease the *ouch* of utility bills!

1. ING Cost of Australian Household Utilities research conducted by YouGov in July 2021.

1% Cashback is here

That's right, we're introducing our Orange Everyday cashback offer to our banking benefits to help ease the *ouch* of utility bills, with up to $100 cashback per financial year.

So how can you access this benefit? Just follow these three simple steps.

1

Check if your utility bill is eligible

Click the link below to see if your household gas, water and electricity suppliers are included. We have most Australian utility suppliers covered.

See eligible utility providers
2

Get set up with BPAY or direct debit today

If you don't already use BPAY or direct debit to pay bills, no sweat. Set it up now and you'll be one step closer to accessing the new cashback benefit.

Set up BPAY

To get set up with BPAY all you need is the BPAY Biller Code and Reference Number printed on your latest utility statement. Then just login to your online banking or use the ING app to set it up on the spot.

How-to set up BPAY

Set up direct debit

To set up direct debit from your account (not your card) just have our BSB 923-100 and your Orange Everyday account number handy. Then simply contact your utility provider to complete a direct debit authorisation.

Why Orange Everyday works so well with a Savings Maximiser

Save smarter with our highest variable rate when you:

  • Add Savings Maximiser to your Orange Everyday
  • Deposit your pay of $1,000+ each month and make 5+ settled card purchases (not pending) each month
  • Grow your nominated Savings Maximiser balance so that there's more in it at the end of the current month (excluding interest) than there was at the end of the previous month

Then the following calendar month, this rate's yours:

%
p.a.

Variable interest rate

(inc. % p.a. additional variable rate)

Open a Savings Maximiser today

Available on one Savings Maximiser account on balances up to $100,000.

Remember, if you do not satisfy the conditions to receive the additional variable rate, the Savings Maximiser standard variable rate (currently, % p.a.) applies.

Got a question?

For full details about Orange Everyday benefits available, download the Orange Everyday Benefits Schedule. Or for quick answers to common questions, check out the FAQs.

Download Benefits Schedule See FAQs

When you need us

For questions or anything else, we're here to help.

Here for you

ing.com.au/contactus

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More from ING

Orange Everyday utility bill offer

1% cashback on eligible utility bill payments, up to $100 per Orange Everyday, per financial year. An eligible utility bill payment is a payment made by BPAY, direct debit (BSB and account number), or PayTo from your Orange Everyday account for a water, gas or electricity bill from an agreed supplier for the Australian residential address of the account holder.

ING Pocket Perks

ING Pocket Perks is a rewards program for Orange Everyday Debit Card holders and Orange One Card holders aged 18 years and older. Each debit or credit card you hold will automatically be enrolled into ING Pocket Perks. ING Pocket Perks offers are subject to specific eligibility requirements set by the merchant providing the offer, and these details will be displayed in the 'Offers' section of the ING app. Cashback is usually credited within 7 days of a qualifying purchase being fully processed. ING Pocket Perks offers are also subject to the Orange Everyday Terms & Conditions or Orange One Terms & Conditions that correlate to the card you hold. Offer information displayed in the ING App is provided by participating merchants. ING makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the offer information. Offers are for a limited time only and subject to change.

If you activate your Orange Everyday debit card or Orange One credit card between 21 July 2025 and 31 March 2026, there may be a delay in its automatic enrolment into ING Pocket Perks. You can manually enrol the card yourself by logging into mobile banking and navigating to your card, then selecting "ING Pocket Perks". Once you do this, your card will be enrolled with immediate effect.

ING uses your personal information (including transactional data) for data analytics and to communicate with you regarding products, services and promotions that we think would be of interest to you. See our Privacy Policy at ing.com.au for more information on how ING handles your personal information.

Cashback payments may have tax implications, we recommend you seek tax advice from an independent tax advisor.

Products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823.

For full terms and conditions, see the Orange Everyday Terms and Conditions and Fees and Limits Schedule, Orange Everyday Target Determination and the agreed utility supplier list at ing.com.au.

Savings Maximiser

Information and interest rates are current as at the date of publication and are subject to change.

The additional variable rate (that is added to the Savings Maximiser standard variable rate) applies on one nominated Savings Maximiser per customer for the next calendar month when you also hold an Orange Everyday account and in the current calendar month you do the following:

  • deposit at least $1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One),
  • also make at least 5 card purchases that are settled (and not at a 'pending status') using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions), and
  • ensure that the balance of your nominated Savings Maximiser account at the end of the current month is higher than it was at the end of the previous month. When we assess whether you've met this balance growth requirement, interest earned in the current month is not taken into account.

Each customer can nominate a maximum of one Savings Maximiser account (either single or joint) to receive the additional variable rate (where eligible). You can check and change your nominated Savings Maximiser account via online banking. If no nomination is made, the additional variable rate (where eligible) will be applied to an account nominated by ING at its sole discretion.

Any amounts above $100,000 are subject to the Savings Maximiser standard variable rate applicable at the time. If you do not satisfy the conditions to receive the additional variable rate, the standard variable rate applies. ING can change or withdraw the additional variable rate or the additional variable rate offer at any time with notice. The additional variable rate is not payable in conjunction with any other promotional rate.

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to an Orange Everyday, you should read the Terms and Conditions booklet and the Fees and Limits Schedule and Everyday Rewards Schedule. To view these documents you may need Adobe Acrobat. Products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823.

BPAY® is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.