From 15/10/2025, all Orange Everyday customers will automatically get access to 1% cashback on eligible utility bills (T&Cs apply), $0 ING international transaction fees, and $0 ING international ATM withdrawal fees - all without needing to meet any monthly eligibility requirements. For domestic ATM withdrawals, there will continue to be no fees charged by ING, but third party operator fees will no longer be rebated.

Existing Orange Everyday benefits will continue to apply up until 14 October 2025 for customers that met the eligibility criteria in September 2025.

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do your thing

Unlock your $100 welcome bonus.

When you open and use an Orange Everyday and Savings Maximiser by 30 November 2025.

T&Cs and eligibility criteria apply
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Up to % p.a. variable interest on up to $100K

1% cashback on eligible bills + more

$0 ongoing account fees

Earn a $100 welcome bonus

New to ING? Complete the steps below between 2 September 2025 and 30 November 2025 and we'll throw in a $100 welcome bonus!

1.

Apply for a new Orange Everyday and a new Savings Maximiser at the same time using the promo code OEJOIN100; and

2.

Activate both the Orange Everyday and Savings Maximiser accounts; and

3.

Deposit $1,000 or more as a one off or cumulative payments from an external source (such as your pay) into your new Orange Everyday account; and

4.

Make at least 5 eligible card purchases^ that are settled (and not at a 'pending status') using your new Orange Everyday debit card by 30 November 2025.

Use promo code:

OEJOIN100

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Making everyday spending surprisingly rewarding

Grabbing a coffee. Ca-ching! Getting some groceries. Ca-ching! Paying those bills. Ca-ching! Welcome to Cashback Moments, the chance-to-win promotion from ING that could make your everyday spending surprisingly rewarding.

With over 3,800 Cashback Moments and a total prize pool of $750,000 to win, it really could pay to pay with your eligible ING card. Purchases can be made using the physical or virtual card or entering the 16-digit card number to make an online purchase*, so keep using your eligible ING card as you normally would and let us handle the rest.

Promotion ends 30 November 2025 or when prizes run out.

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Cashback Moments

From 5 September to 30 November 2025, or until prizes run out, tapping or using your Orange One or Orange Everyday card to make an eligible purchase - like your morning coffee - could get a chance to win a:

$100 Quick Win prize

$1,000 Big Boost prize, or

$10,000 Ultimate Winback prize.

With over 3,800 Cashback Moments and a total prize pool of $750,000 to win, it really could pay to pay with your eligible ING card. Purchases can be made using the physical or virtual card or entering the 16-digit card number to make an online purchase, so keep using your eligible ING card as you normally would and let us handle the rest.

Promotion ends 30 November 2025 or when prizes run out.

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What makes you eligible?

You are eligible to enter this competition if you:

  • To be eligible for an entry, you need to be an Australian resident for tax purposes aged 18 years or over
  • hold an active Orange Everyday account at the time of payment,
  • be opted in to receive ING marketing messages,
  • remain opted in to receive marketing messages until 12 January 2026,
  • be the original recipient of an email from ING about the Promotion, and
  • not be in arrears or financial hardship.
Download full T&Cs

It's your perfect spend and save combo

By taking out an Orange Everyday and a Savings Maximiser account you could tap into more benefits to make more of your moolah - and $0 monthly fees is just the start (other fees and charges may apply).

Orange Everyday Benefits

Meet the monthly Orange Everyday criteria and enjoy these benefits.

Get paid for paying bills. Earn 1% cashback (up to $100 a year) on eligible utility bill payments made with your Orange Everyday. T&Cs apply.

Pay no ING International Transaction Fees when you shop online and spend overseas.

Save on ATM withdrawal fees. Enjoy rebates on up to 5 fee-incurring ATM withdrawals a month here and overseas (excludes international ATM operator fees).

From 15/10/2025, all Orange Everyday customers will automatically get access to 1% cashback on eligible utility bills (T&Cs apply).

Existing Orange Everyday benefits will continue to apply up until 14 October 2025 for customers that met the eligibility criteria in September 2025.

Savings Maximiser Bonus Rate

When you have an Orange Everyday and meet the monthly Savings Maximiser criteria you unlock additional bonus interest. So, be the lion and lead the pack with our top savings rate.

%
p.a.

additional variable rate

%
p.a.

variable base rate

=
%
p.a.

variable rate

Available on your nominated Savings Maximiser account balance up to $100,000

Remember to include promo code:

OEJOIN100

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Monthly eligibility criteria

To qualify for these benefits each month, just make sure you complete the following steps in the previous month:

For Orange Everyday Benefits:

  • deposit at least $1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One), and
  • make at least 5 card purchases that are settled (not pending status) using your ING debit or credit card.

For Savings Maximiser Bonus Interest:

  • meet the eligibility criteria for Orange Everyday Benefits above, and
  • grow the balance of your nominated Savings Maximiser so it's higher than the end of the previous month (excluding interest).

See how much you could earn?

Estimate your interest-earning potential in seconds with our simple savings calculator.

Savings Calculator