Ready for banking
that actually feels good?
Join Canstar Bank Of The Year - 7 years running. We’re built from the ground up as a digital-first bank. Which means you can run your spending and saving from your phone. Tap to pay. Easily move money. See everything in one clear place.
Join 2.3 million Australians
Trusted By
2.3 Million Australians
Digital-first since 1999
Canstar Bank Of The Year - 7 years running
Access cashback offers at 80+ retailers with ING Pocket Perks
Plus get 1% Cashback on eligible Utility Bills (Up to $100 per year) with Orange Everyday
Trusted By 2.3 Million Australians
Digital-first since 1999
Canstar Bank Of The Year - 7 years running
Access cashback offers at 80+ retailers with ING Pocket Perks
Plus get 1% Cashback on eligible Utility Bills (Up to $100 per year) with Orange Everyday
Switch to Forbes World's Best Bank 2026
We’ve won Canstar's Bank of the Year so many times it’s hard to keep count (2020-2026). We also bagged Finder's Bank of the Year 2026. And took home Forbes World's Best Bank 2026.
Join 2.3 million Australians
$0 monthly account-keeping fees. Yes, really…
Some everyday accounts charge monthly fees....why? With Orange Everyday there are no monthly account-keeping fees. No ING international ATM fees (other fees may apply). No minimum balance needed. Deposit cash at Australia Post (up to $3,000 per day). Get EFTPOS cash out almost anywhere. Open it. Use it. Keep your money. Simple.
Join 2.3 million Australians
Shop in Tokyo. Order from London. No ING transaction fees on overseas spending…
You already know what good banking should feel like. Fair. Transparent. Easy. At ING, your money works
for you - with no monthly account-keeping fees, $0 ING international transaction fees, and real cashback
at 80+ merchants with ING Pocket Perks.
Join 2.3 million Australians
Canstar. Finder. Forbes. All say we're #1
We've won Canstar's Bank of the Year so many times it's hard to keep count (2020-2026). We also bagged Finder's Bank of the Year 2026. And took home 2026 Money Magazine's Bank of the Year for Young People in 2026.
Your bills? Your
shopping? They pay
you now.
Get 1% cashback on eligible utility bills - up to $100 per financial year, paid back when you pay your bill via BPAY, PayTo or Direct Debit (BSB and account number) using your Orange Everyday from an agreed supplier. Plus cashback at 80+ retailers through Pocket Perks. No offers to activate. No points to track. T&Cs apply
ING Pocket Perks
ING Pocket Perks exists to reward your loyalty, literally! No sign-ups, no activations. Just cashback for using your ING card.
How to get it:
No sign-ups, no activation. All offers are now viewable in your ING app, under ING Pocket Perks.
How it works:
Keep doing your thing and enjoy cashback into your pocket when you use your ING card and meet the conditions from the 80+ brands included in ING Pocket Perks!
Your offers
are already live. Login to your ING app
today to discover this month's hottest offers.
Round up every tap
into savings.
Don’t ‘umm’ or ‘ah’ about how much you should be saving. You can auto round up purchases to the nearest $1 or $5 when you’re ordering a latte, paying a bill, or on a shopping spree. Save as you spend and take the hassle out of it.
Join 2.3 million Australians
Canstar. Finder. Forbes...
All say we're #1
We’ve won Canstar's Bank of the Year so many times it’s hard to keep count (2020-2026). We also bagged Finder's Bank of the Year 2026. And took home Forbes World's Best Bank 2024 to 2026. Strong recognition – even stronger reasons to get started.
Join 2.3 million Australians
The Bank 2.3 Million
Australians Use
“The Orange Everyday account offers 1%
cashback on eligible utility bills (up to $100
cashback in a financial year)”
“Pay no international transaction and ATM fees, plus earn cashback on your utility bills.”
“ING [is] top… as judged by Australians who ranked banks on… fees, rates, and trustworthiness.”
Join 2.3 million Australians
Four reasons 2.3 million Australians trust us…
No monthly account-keeping fees.
No ING international ATM withdrawal
fees. No ING international transaction fees. Your money stays your money.
No paperwork. No branch visits.
Just access to better banking ASAP.
Not points. Not vouchers.
Real cashback at 80+ merchants
with ING Pocket Perks.
3 independent awards.
All three picked us. Canstar's Bank of the Year (2020-2026), Finder's Bank of the Year 2026 and Forbes World's Best Bank 2024 to 2026.
All three picked us. Canstar's Bank of the Year (2020-2026), Finder's Bank of the Year 2026 and Forbes World's Best Bank 2024 to 2026.
Join 2.3 million Australians
Apply in 10 minutes
Ditch the delays. Switch in 2 simple steps…
Step 1
Apply in 10 minutes.
Done.
ID. A few details. That's it. No paperwork.
Step 2
Spend. Save.
Stack.
$0 ING international fees. $0 monthly account-keeping fees. 1% cashback on eligible utility bills. Plus ING Pocket Perks at 80+ retailers. Every swipe works harder.
Join 2.3 million Australians
Frequently Asked Questions
Why should I switch to an Orange Everyday Account?
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With an ING Orange Everyday account, you get:
- Cashback at 80+ retailers via ING Pocket Perks
- 1% cashback on eligible* utility bills (up to $100 per financial year)
- $0 monthly account-keeping fees
- $0 ING international ATM withdrawal fees
- $0 ING international transaction fees
That’s why more than 2.3 million Australians use ING for online banking and everyday accounts, and why we’ve been named Canstar Bank of the Year for seven years running (2020-2026)
Does it take a long time to open a new Orange Everyday account?
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You can:
- Open your account online
- Move money across when you’re ready
There’s no branch visit and no paperwork. In most cases, there’s no waiting period to start using your account, unless further identification is needed.
Do I have to close my current bank account to join ING?
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You can start by:
- Moving balances or savings first
- Using ING alongside your existing bank
- Switching to everyday banking later, if and when it makes sense
You decide the pace. Nothing is forced.
Are there monthly fees with Orange Everyday?
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- $0 monthly account-keeping fees
- $0 ING international ATM withdrawal fees
- $0 ING international transaction fees
There are no minimum balance requirements and no conditions to unlock basic features.
You open the account.
You use it.
That’s it.
How does the cashback actually work?
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You get:
- 1% cashback on eligible* utility bills (up to $100 per financial year)
- Cashback at 80+ retailers through ING Pocket Perks
There’s:
- No activation required
- No points to track
- No vouchers to convert
ING Pocket Perks are paid when you use your card linked to your Orange Everyday account to shop at valid merchants. T&Cs apply.
*An eligible utility bill payment is a payment made by BPAY, direct debit (BSB and account number), or PayTo from your Orange Everyday account for a water, gas or electricity bill from an agreed supplier for the Australian residential address of the account holder.
Is my money safe with ING?
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ING is a fully licensed Australian bank.
Deposits up to $250,000 per account holder are protected under the Australian Government Financial Claims Scheme.
Your money is backed, regulated, and protected.
What if something goes wrong or I need help?
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- Digitally
- By phone (133 464)
- Without branch visits
Can I still access cash with an Orange Everyday account?
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You can:
- Withdraw cash at domestic ATMs with no ING fees (third-party ATM operator fees may apply).
- Get EFTPOS cash out at retailers
- Deposit cash at Australia Post (up to $3,000 per day)
It’s online banking without cutting you off from the real world.
Join 2.3 million Australians
