There’s a good
reason we’ve won Canstar’s Bank Of The Year…
6 years in a row (2020-2025).
With no monthly account-keeping fees, no ING International ATM withdrawal
fees (other fees may apply), and $0 ING international transaction
fees, it’s time to join the 2.3 million Aussies banking with the best.
And get up to $150 in your first
year with Orange Everyday
Join 2.3 million Aussies
Trusted By
2.3 Million Aussies
Digital-first since 1999
Canstar Bank Of The Year - 6 years running
Access cashback offers at 80+ retailers with ING Pocket Perks
Plus get 1% Cashback on eligible Utility Bills (Up to $100 per year) with Orange Everyday
Trusted By 2+ Million Aussies
Digital-first since 1999
Canstar Bank Of The Year - 6 years running
Access cashback offers at 80+ retailers with ING Pocket Perks
Plus get 1% Cashback on eligible Utility Bills (Up to $100 per year) with Orange Everyday
Trusted By 2+ Million Aussies
Digital-first since 1999
Canstar Bank Of The Year - 6 years running
Access cashback offers at 80+ retailers with ING Pocket Perks
Plus get 1% Cashback on eligible Utility Bills (Up to $100 per year) with Orange Everyday
Switch to Australia's #1 Most Recommended Bank
We’ve won Canstar's Bank of the Year so many times it’s hard to keep count (2020-2025). We also bagged Finder's Bank of the Year 2026. And took home Forbes World's Best Bank 2026.
And get up to $150 in your first
year with Orange Everyday
Join 2.3 million Aussies
Ready for banking that actually feels good?
That’s why we became Australia’s Most Recommended Bank. We’re built from the ground up as a
digital-first bank. Which means you can run your spending and saving from your phone. Tap to pay.
Easily move money. See everything in one clear place.
Bank with Orange Everyday. Then get on with your life.
And get up to $150 in your first
year with Orange Everyday
$0 monthly account-keeping fees. Yes, really…
Some everyday accounts charge monthly fees....why? With Orange Everyday there are no monthly account-keeping fees. No ING international ATM fees (other fees may apply). No minimum balance needed. Deposit cash at Australia Post (up to $3,000 per day). Get EFTPOS cash out almost anywhere. Open it. Use it. Keep your money. Simple.
And get up to $150 in your first
year with Orange Everyday
Join 2.3 million Aussies
Shop in Tokyo. Order from London. No ING transaction fees on overseas spending…
You already know what good banking should feel like. Fair. Transparent. Easy. At ING, your money works
for you - with no monthly account-keeping fees, $0 ING international transaction fees, and real cashback
at 80+ merchants with ING Pocket Perks.
And get up to $150 in your first
year with Orange Everyday
Join 2.3 million Aussies
Canstar. Finder. Forbes. All say we're #1
We've won Canstar's Bank of the Year so many times it's hard to keep count (2020-2025). We also bagged Finder's Bank of the Year 2026. And took home 2026 Money Magazine's Bank of the Year for Young People in 2025.
Your bills? Your
shopping? They pay
you now.
Get 1% cashback on eligible utility bills - up to $100 per financial year, paid back when you pay your bill via BPAY, PayTo or Direct Debit (BSB and account number) using your Orange Everyday from an agreed supplier. Plus cashback at 80+ retailers through Pocket Perks. No offers to activate. No points to track. T&Cs apply
And get up to $150 in your first
year with Orange Everyday
ING Pocket Perks
ING Pocket Perks exists to reward your loyalty, literally! No sign-ups, no activations. Just cashback for using your ING card.
How to get it:
No sign-ups, no activation. All offers are now viewable in your ING app, under ING Pocket Perks.
How it works:
Keep doing your thing and enjoy cashback into your pocket when you use your ING card and meet the conditions from the 80+ brands included in ING Pocket Perks!
Your offers
are already live. Login to your ING app
today to discover this month's hottest offers.
Round up every tap
into savings.
Don’t ‘umm’ or ‘ah’ about how much you should be saving. You can auto round up purchases to the nearest $1 or $5 when you’re ordering a latte, paying a bill, or on a shopping spree. Save as you spend and take the hassle out of it.
And get up to $150 in your first
year with Orange Everyday
Join 2.3 million Aussies
Canstar. Finder. Forbes...
All say we're #1
We’ve won Canstar's Bank of the Year so many times it’s hard to keep count (2020-2025). We also bagged Finder's Bank of the Year 2026. And took home Forbes World's Best Bank 2024 to 2026. Strong recognition – even stronger reasons to get started.
And get up to $150 in your first
year with Orange Everyday
Join 2.3 million Aussies
The Bank 2.3 Million
Australians Use
“The Orange Everyday account offers 1%
cashback on eligible utility bills (up to $100
cashback in a financial year)"
“Pay no international transaction and ATM fees, plus earn cashback on your utility bills.”
“ING [is] top… as judged by Australians who ranked banks on… fees, rates, and trustworthiness.”
And get up to $150 in your first
year with Orange Everyday
Join 2.3 million Aussies
Four reasons 2.3 million Aussies trust us…
No monthly account-keeping fees.
No ING international ATM withdrawal
fees. No ING international transaction fees. Your money stays your money.
No paperwork. No branch visits.
Just access to better banking ASAP.
Not points. Not vouchers.
Real cashback at 80+ merchants
with ING Pocket Perks.
3 independent awards.
All three picked us. Canstar's Bank of the Year (2020-2025), Finder's Bank of the Year 2026 and Forbes World's Best Bank 2024 to 2026.
All three picked us. Canstar's Bank of the Year (2020-2025), Finder's Bank of the Year 2026 and Forbes World's Best Bank 2024 to 2026.
And get up to $150 in your first
year with Orange Everyday
Join 2.3 million Aussies
The bank Australians keep telling their friends about.
The best recommendations come unprompted. A friend mentions it over dinner. A colleague brings it up on a Monday morning. ING been named Australia's most recommended bank by RFI Global. When people love their bank, they say so. Turns out, a lot of people love ING.
Apply in minutes
Ditch the delays. Switch in 3 simple steps…
Step 1
Apply in minutes.
Done.
ID. A few details. That's it. No paperwork.
Step 2
Spend. Save.
Stack.
$0 ING international fees. $0 monthly account-keeping fees. 1% cashback on eligible utility bills. Plus ING Pocket Perks at 80+ retailers. Every swipe works harder.
Step 3
Pair It.
Earn Up To
% p.a
p.a
Link a Savings Maximiser to your Orange Everyday. Unlock up to % p.a. on
balances up to
$100,000 when you meet key criteria each month:
- Deposit at least $1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One).
- Make 5 or more settled (not pending) eligible ING card purchases.
- Grow their nominated Savings Maximiser balance (excluding interest earned for the current month).
When the criteria is met in a calendar month, the benefits will apply in the next calendar month.
And get up to $150 in your first
year with Orange Everyday
Join 2.3 million Aussies
Earn up to $150 in
your first year.
New to Orange Everyday? Earn $10 a month for up to 12 months, plus a $30 bonus when you stick with it.
How it works:
1. Open an
account
Open your first Orange Everyday account by 30 June 2026 using promo code 150BONUS.
2. Start with $10
Earn your first $10 by ticking off these 3 steps within the first or second calendar
month of opening your account.
- Deposit $1,000+ into your Orange Everyday account from an external source (in one go or across multiple payments, like your salary)
- Make 5 or more settled (not pending) card purchases with your Orange Everyday debit card
- Log in to the ING app
Complete all three and $10 is yours.
3. Keep going, keep
earning
If you earned your first $10, you can repeat the same three steps each month
to earn another $10 - for up to 11 more months.
Stick with it for all 12 months and you’ll score a $30 bonus.
That’s up to $150 all up.
Terms, conditions and limitations apply.
And get up to $150 in your first
year with Orange Everyday
Join 2.3 million Aussies
Frequently Asked Questions
Why should I switch to an Orange Everyday Account?
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With an ING Orange Everyday account, you get:
- Cashback at 80+ retailers via ING Pocket Perks
- 1% cashback on eligible* utility bills (up to $100 per financial year)
- $0 monthly account-keeping fees
- $0 ING international ATM withdrawal fees
- $0 ING international transaction fees
That’s why more than 2.3 million Australians use ING for online banking and everyday accounts, and why we’ve been named Canstar Bank of the Year for six years running (2020-2025)
Does it take a long time to open a new Orange Everyday account?
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You can:
- Open your account online
- Move money across when you’re ready
There’s no branch visit and no paperwork. In most cases, there’s no waiting period to start using your account, unless further identification is needed.
Do I have to close my current bank account to join ING?
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You can start by:
- Moving balances or savings first
- Using ING alongside your existing bank
- Switching to everyday banking later, if and when it makes sense
You decide the pace. Nothing is forced.
Are there monthly fees with Orange Everyday?
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- $0 monthly account-keeping fees
- $0 ING international ATM withdrawal fees
- $0 ING international transaction fees
There are no minimum balance requirements and no conditions to unlock basic features.
You open the account.
You use it.
That’s it.
How does the cashback actually work?
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You get:
- 1% cashback on eligible* utility bills (up to $100 per financial year)
- Cashback at 80+ retailers through ING Pocket Perks
There’s:
- No activation required
- No points to track
- No vouchers to convert
ING Pocket Perks are paid when you use your card linked to your Orange Everyday account to shop at valid merchants. T&Cs apply.
*An eligible utility bill payment is a payment made by BPAY, direct debit (BSB and account number), or PayTo from your Orange Everyday account for a water, gas or electricity bill from an agreed supplier for the Australian residential address of the account holder.
Is my money safe with ING?
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ING is a fully licensed Australian bank.
Deposits up to $250,000 per account holder are protected under the Australian Government Financial Claims Scheme.
Your money is backed, regulated, and protected.
What if something goes wrong or I need help?
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- Digitally
- By phone
- Without branch visits
ING is rated as Australia’s Most Recommended Bank
Can I still access cash with an Orange Everyday account?
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You can:
- Withdraw cash at domestic ATMs with no ING fees (third-party ATM operator fees may apply).
- Get EFTPOS cash out at retailers
- Deposit cash at Australia Post (up to $1000 per day)
It’s online banking without cutting you off from the real world.
And get up to $150 in your first
year with Orange Everyday
Join 2.3 million Aussies
