Roll higher with Savings Accelerator.
Earn up to
p.a.
Variable rate for 4 months on balances up to $500k
Earn up to
p.a.
Ongoing Variable rate on balances up to $5 million
Depositing $150,000 or more? Don't miss out on this exclusive offer!
Open a Savings Accelerator online and roll higher with our % p.a. variable kick starter offer. This includes a special % p.a. variable kick starter rate for the first 4 months on balances up to $500,000. After that, roll on with our % p.a. variable ongoing rate.
This exclusive kick starter rate is for a limited time only, don't miss out - open an account online today!
Fast track your savings with our tiered savings account
It really could pay to roll any extra savings you might have into a Savings Accelerator.
We usually save this special kick starter rate offer just for new ING customers, but we thought you deserved something extra special.
Accounts with balances
$150,000 and over
Earn up to
p.a.
Variable rate
Kick starter Offer available for 4 months on balances up to $500k.
Then roll on to
p.a.
Ongoing rate
The rates for each balance tier apply to the entire account balance, up to the limits stated.
Accounts with balances
$50,000 and $149,999.99
Earn up to
p.a.
Variable rate
Kick starter Offer available for 4 months on balances up to $500k.
Then roll on to
p.a.
Ongoing rate
The rates for each balance tier apply to the entire account balance, up to the limits stated.
Accounts with balances
$0 - $49,999.99
Earn up to
p.a.
Variable rate
Kick starter Offer available for 4 months on balances up to $500k.
Then roll on to
p.a.
Ongoing rate
The rates for each balance tier apply to the entire account balance, up to the limits stated.
The kick starter offer includes the variable kick starter rate of % p.a., which applies on top of the ongoing variable rate on balances of up to $500,000 for 4 months from the date of account opening (that is, the date an account number is issued). The advertised kick starter rate doesn't apply to accounts opened before 14 November 2025 - you can view your current rates through Online Banking or the Mobile App.
Upcoming changes: On 1 May 2026, changes are coming to Savings Accelerator, including new balance tiers, new interest rates, and a switch to stepped interest where each part of your account balance earns the rate for its tier. Learn more about the change here.
The combined total deposits in all your Savings Accelerator account(s) shouldn't exceed $5 million, whether account(s) are in individual or joint name(s). Grow your savings today with a Savings Accelerator.
Why open a Savings Accelerator?
Depositing $150,000 or more? Don't miss out on this exclusive offer!
Open a Savings Accelerator you could earn up to % p.a. variable.
If your account balance is $150,000 or more, you'll get an ongoing variable rate of % p.a., plus a variable kick starter rate of % p.a. for the first 4 months on balances up to $500,000.
No Fuss
Give your money every opportunity to grow towards your savings goals.
Plus you have the flexibility to access your funds with no monthly deposit requirements or lock-in terms.
Savings guaranteed
Rest easy knowing combined balances up to $250,000 per customer are fully guaranteed by the Australian Government.
How much could I save?
Explore your estimated savings potential with our savings goal calculator.
How to open a Savings Accelerator?
Click the link below
Complete the online application
Then simply make a deposit from your linked account to activate your Savings Accelerator.
Start earning interest
You're all set to start earning interest.
What you'll need to open your account
Here's what you need to open a Savings Accelerator.
You must be:
You'll need to give us:
Canstar Bank of the Year, after year, after year...
ING has been awarded Canstar Bank of the Year six years running (2020 - 2025) for outstanding value across our suite of products and services.