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do your thing

Saving is in.

The all-new Savings Booster is the account that rewards you for saving.

Join the 2.3 million Australians banking with ING

New to ING savings? Earn up to

%
p.a.

Variable for 4 months on up to $500K.
Includes Welcome + Boost + Base rates

More about rates and eligibility

Then

Earn up to

%
p.a.

Variable on up to $500K.
Includes Boost + Base rates

Get growing with the Boost rate

To unlock the Boost rate, just grow your balance by $100 or more by the end of each month.

Saving has never looked so good

Saving is hot, and it's top of mind for many Aussies. With our all-new Savings Booster, get rewarded for saving. Enjoy the flexibility of an always-on Base rate, an easy-to-unlock Boost rate and no ING fees.

Why open a Savings Booster?

Get rewarded for saving

Grow your balance by at least $100 or more each month to unlock the Boost rate and give your savings that extra lift.

Earning, even on the off months

Didn't hit the Boost rate this month? No stress. You'll still earn a Base rate and Welcome rate (if eligible), so your money keeps working.

Easy access anytime

Manage your account with the ING app named 'Do your thing' and access your savings anytime through your Orange Everyday account.

You'll need an active Orange Everyday account

To open a Savings Booster, you need an active Orange Everyday account in the same name. If you don't have one already, you can open one at the same time. Joint applicants will need to open an Orange Everyday first.

Save with someone you can trust

We're awarded and recommended.

Australia's most recommended bank

According to RFI Global's Consumer Atlas Survey, November 2025 - April 2026.

Government protected up to $250K

Combined eligible balances up to $250,000 per account holder are protected under the Australian Government's Financial Claims Scheme.

Boost your savings with rewarding rates

For new to ING savings customers for 4 months

Earn up to % p.a. (variable)

Includes:

  • Welcome rate of % p.a. for the first four months on balances up to $500K.
  • Boost rate of % p.a. on balances up to $500K when you grow your balance by $100 or more each month (excluding interest).
  • Base rate of % p.a. on balances up to $2 million.
  • % p.a.
  • Welcome rate % p.a.
  • Boost rate % p.a.
  • Base rate % p.a.
  • $0
  • $500k
  • $2 million

After the first 4 months, or if you're not new to ING savings

Earn up to % p.a. (variable)

Includes:

  • Boost rate of % p.a. on balances up to $500K when you grow your balance by $100 or more each month (excluding interest).
  • Base rate of % p.a. on balances up to $2 million.
  • % p.a.
  • Boost rate % p.a.
  • Base rate % p.a.
  • $0
  • $500k
  • $2 million

No interest applies to any portion of an account balance over $2 million.

For more information on rates, check out the Savings Booster Rates Schedule.

Manage your account anywhere, anytime

See if you're tracking towards the Boost rate each month.

Transfer funds on the go from your phone.

Stay alert with instant push notifications.

Simply download the ING app named 'Do your thing' from your device app store and follow the prompts to set up. Always check that the official app developer name is 'ING Australia'.

Download ING App on App Store Download ING App on Google play

Put your money to work

How to get your Savings Booster up and growing

Sign up now

Open a Savings Booster online. You need an active Orange Everyday account in the same name. If you don't already have one, you can open one at the same time. Joint applicants will need to open an Orange Everyday first.

Start earning interest

Make a deposit into your Savings Booster and start earning interest.

Access on the go

If you'd like to access your account on the go, simply download the ING app named 'Do your thing' from your device app store.

Download ING App on App Store Download ING App on Google play

You'll need...

  • To meet the eligibility requirements
  • A valid ID (e.g. Physical driver's licence, Passport or Photo ID card)
  • Approx 5-10 min

To open a Savings Booster, you need an active Orange Everyday account in the same name. If you don't have one already, you can open one at the same time. Joint applicants will need to open an Orange Everyday first.

Information and interest rates are current as at the date of publication and are subject to change.

Australia's #1 Most Recommended Bank - RFI Global Consumer Atlas Survey

ING is Australia's most recommended bank according to RFI Global's Consumer Atlas Survey, July - December 2025 (n = 29,246) when compared to customers of the 10 largest ADIs operating in Australia amongst Any Financial Relationship (AFR) customers. ING is Australia's fifth largest main financial institution (MFI) with 5% market share according to RFI Global's Consumer Atlas Survey, July - December 2025 (n = 29,246). AFR customers is defined as those who hold any product with the bank, even if the bank is not their MFI. MFI is defined as the bank that the consumer says is their main financial institution.

1ING is Australia's most recommended bank according to RFI Global's Consumer Atlas Survey, November 2025 - April 2026 (n = 29,465) when compared to customers of the 10 largest authorised deposit-taking Institutions operating in Australia amongst AFR customers.

Savings Booster

An active and unrestricted Orange Everyday held in the same name(s) as the Savings Booster is required.

Customers cannot hold more than one Savings Booster account in the same name.

The combined total deposits in all your Savings Booster account(s) shouldn't exceed $5 million, whether account(s) are in individual or joint name(s).

Current rates and eligibility criteria are set out in the Savings Booster Rates Schedule.

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to Savings Booster or Orange Everyday you should read the Savings Booster Terms and Conditions and Savings Booster Rates Schedule, the Orange Everyday Terms and Conditions booklet and Everyday Banking Fees & Limits Schedule, and the product Target Market Determinations. To view these documents you may need Adobe Acrobat. Products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823.

Combined balances up to $250,000 per account holder may be guaranteed by the Australian Government.

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The Apple App Store is a trademark of Apple Inc., registered in the U.S. and other countries. Google Play is a trademark of Google LLC.

Products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823.