Changes to Savings Maximiser .
From 1 December 2026, we will no longer accept applications for new Savings Maximiser accounts. Existing accounts and applications submitted prior to this time will not be affected.
As part of simplifying our savings product range, we will no longer accept applications for new Savings Maximiser accounts from 1 December 2026. This applies to all customers, including existing Savings Maximiser customers wishing to open additional Savings Maximiser accounts.
If you submit an application before 1 December 2026, we may continue to process it and open an account after this date. You will still need to complete any verification or other steps we require within the timeframe we give you.
This change does not affect how customers use their Savings Maximiser accounts. Customers can continue to access and manage their accounts, make deposits and withdrawals, and earn interest under the applicable Terms and Conditions.
Frequently asked questions
From 1 December 2026, you will no longer be able to apply for a new or additional Savings Maximiser account.
Applications can still be submitted before this date.
Submitting your application will only take a few minutes. If you submit an application and you're asked to verify your identity, you'll need to do this within 45 days or your account will not be opened. You will also need to activate your account within 90 days or the account will be closed.
We've decided to stop offering new Savings Maximiser accounts as we continue to simplify our savings product range. This allows us to focus on a smaller number of savings products and make our savings offering easier to understand and manage. Existing Savings Maximiser customers can continue using their account as they do today.
You can see our savings range, key features and eligibility criteria here.
No, if you have a Savings Maximiser account, there is nothing you need to do. You can continue using it as you do today.
No, Savings Maximiser accounts aren't being closed.
You can continue using it as you do today.
ING offers a range of savings products with different features and account conditions. You can view our current savings products and compare their key features here.
No, how interest works on your existing account isn't changing.
You can continue to earn bonus interest if you meet the eligibility criteria.
Just remember: as with all variable rate accounts, interest rates may still change from time to time.
Details about our interest rates can be found here.
Yes, you can continue to use and access your account the same way you do today by logging into online banking or the ING app.
Features such as linked bank accounts, interest eligibility criteria, transferring money and accessing statements and personal information will be the same as they are today.
There are currently no plans to close existing Savings Maximiser accounts - we'll continue to service and support them as we do today.
There are also no changes to how you access and use your Savings Maximiser, including making deposits, withdrawals and managing your account through online banking and the ING app.
If anything changes in the future, we'll let you know directly in advance.
Nothing - your accounts will remain open and continue to operate as they do today.
ING will continue to service and support existing Savings Maximiser accounts.
You can still submit your application before 1 December 2026 for processing.
If your application is approved, your account may be opened after 1 December 2026.
Submitting your application will only take a few minutes. If you're asked to verify your identity, you'll need to do this within 45 days or your account will not be opened. You will also need to activate your account within 90 days or the account will be closed.
No, you can continue using your Savings Maximiser account and any linked Orange Everyday account as you do today.
Yes, you can currently have up to 9 Savings Maximiser accounts.
However, if you want to open another Savings Maximiser you must apply before 1 December 2026.
After this date, applications will not be accepted.
From 1 December 2026, Savings Maximiser will no longer be available for new applications. If you close your Savings Maximiser account on or after that date, you won't be able to open another one. Any applications submitted before 1 December 2026 will continue to be assessed in accordance with ING's usual application process.