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Mel saves for holidays and her super.
You can too.

Super. Your other savings account.

Discover your other savings account

Making a habit of paying the same level of attention to your super as your savings pays dividends. Because you not only get to do the things you love now. By saving to your super account early on, you'll get to do the things you love down the track too. So invest a few minutes now setting up your other savings account - the right way - with Living Super.

Get going in just 5 minutes

Set yourself up online or we can talk you through it over the phone.

  1. 1

    Open your account

    To get set up just enter your contact details, your TFN and select from one of our investment menu options - about five minutes.

  2. 2

    Consolidate your super

    Use our Rapid Rollover tool to find your other super in seconds so you stop paying for multiple things, like fees and insurance, that could be eating into your super.

  3. 3

    Tell your employer

    Once your account's open we'll shoot you a handy form to give to your employer to ensure your regular contributions are going straight into your new account.

Before consolidating your super accounts, you should consider where future employer contributions will be paid, any fees you may incur with the rollover and lost current insurance benefits from your existing provider(s). You should discuss any potential super strategies with your accountant or financial adviser.

When opening your account online, remember:

  • It's for Australian residents only
  • You must be aged 13 or over
  • You'll need your TFN handy

Open Living Super now
Go to ing.com.au/super

Or call us on 1800 099 295
8am-8pm Mon-Fri, 9am-5pm Sat (AEST/AEDT)

It's your other savings account

You can see Living Super beside your other ING accounts, making it easy to see how you're tracking towards all your super savings goals. Simply choose one of three managed funds or customise your investments as you like.

  • High Growth
  • Growth
  • Balanced
  • Customise yourself
High Growth
Fees comparison
Independently validated by SuperRatings. For full report, including assumptions and criteria, go to ing.com.au/superratings
$510
$735
  • Living Super High Growth Fee
  • SuperRatings All Fund Median Fee
Who’s it suitable for?
Performance - 5 years (for super accounts)
Investing for
(effective at 31 May 2018)
10+ years
-.--
%
p.a.
For full investment performance, including TTR and Pension account, click here.
Investment allocation
Asset class breakdown
  • Australian shares - 50%
  • Australian listed property - 10%
  • International shares - 20%
  • International shares (Hedged) - 20%
Growth
Fees comparison
Independently validated by SuperRatings. For full report, including assumptions and criteria, go to ing.com.au/superratings
$510
$673
  • Living Super Growth Fee
  • SuperRatings All Fund Median Fee
Who’s it suitable for?
Performance - 5 years (for super accounts)
Investing for
(effective at 31 May 2018)
8+ years
-.--
%
p.a.
For full investment performance, including TTR and Pension account, click here.
Investment allocation
Asset class breakdown
  • Cash - 15%
  • Australian fixed interest - 15%
  • Australian shares - 35%
  • Australian listed property - 5%
  • International shares - 15%
  • International shares (Hedged) - 15%
Balanced
Fees comparison
Independently validated by SuperRatings. For full report, including assumptions and criteria, go to ing.com.au/superratings
$510
$673
  • Living Super Balanced Fee
  • SuperRatings All Fund Median Fee
Who’s it suitable for?
Performance - 5 years (for super accounts)
Investing for
(effective at 31 May 2018)
6+ years
-.--
%
p.a.
For full investment performance, including TTR and Pension account, click here.
Investment allocation
Asset class breakdown
  • Cash - 28%
  • Australian fixed interest - 10%
  • Australian shares - 33%
  • Australian listed property - 4%
  • International shares - 12.5%
  • International shares (Hedged) - 12.5%
Customise yourself
Who’s it suitable for?
Looking for more control over where your super is invested? Living Super lets you select from a range of managed investment options, ASX listed securities and 160 listed companies and exchange traded funds.
Living Super also provides access to 3 months, 6 months, 1 year and 2 year Term Deposits (super accounts only), plus optional real-time Share Trading available after you open a Living Super account.
Fees comparison and performance

Swipe for more info

Option Fees comparison

Independently validated by SuperRatings.
For full report, including assumptions and criteria,
go to ing.com.au/superratings

Performance

(effective at 31 May 2018)

  Our fee (p.a. based
on $50k balance)
SuperRatings
All Fund Median (p.a.)
5 years
(for super accounts)
Balanced $510 $673 6.65%
Australian fixed interest $505 $478 3.14%
Australian listed property $505 $775 10.19%
Australian shares $505 $649 8.91%
Growth $510 $673 8.16%
High growth $510 $735 10.62%
International fixed interest (hedged) $545 $478 3.67%
International shares $505 $624 13.30%
International shares (hedged) $530 $624 11.00%
Cash option $130 No data 2.23%
For full investment performance, including TTR and Pension account, click here.

The performance information in the table above represents the historical performance of the managed investment options available within ING Living Super. The performance is calculated by measuring the change in the sell price for each managed investment option over the relevant time period. The performance calculation is net of all fees and taxes that are accrued in the calculation of the unit prices, but does not include any fees and taxes that are charged directly to your account.

When choosing your investment options, you should consider the likely investment return, risk and how long you will be investing your super and remember that past performance is not a reliable indicator of future performance.

Buy-sell spreads and other incidental transaction costs apply to managed investment options, including the Balanced option. Buy-sell spreads and other transaction costs are retained within the managed investment and are not fees paid to ING or the trustee. The trustee may replace one or more of the underlying investment managers which may affect the fee structure for the investment options. In addition other factors may arise which may cause the fee structure for Living Super to change. Should this occur the trustee may increase the fees for ING Living Super without your consent by giving 30 days' notice.

Open Living Super now
Go to ing.com.au/super

Or call us on 1800 099 295
8am-8pm Mon-Fri, 9am-5pm Sat (AEST/AEDT)

Right here, right now

Whether it's a quick check-in or an investment change, you can manage all your super online.

One place for everything

Because we've put everything in the one place, you can keep track of your super together with any other ING accounts you have, on your phone, tablet or desktop anytime.

Mobile

Flexibility at your fingertips

Whether you're keeping it simple with a managed fund or more sophisticated with a customised trading portfolio, you can easily change investment choices according to your comfort level.

Tablet

Open Living Super now
Go to ing.com.au/super

Or call us on 1800 099 295
8am-8pm Mon-Fri, 9am-5pm Sat (AEST/AEDT)

Help's here

Get us on the phone

Call our award winning customer care team or find out more below.

1800 099 295
8am-8pm Mon-Fri,
9am-5pm Sat (AEST/AEDT)

Get a money coach

Open a Living Super account and we'll pay for one session of single-issue advice with a qualified Money Coach from Link Advice (valued at $340). They can help you with topics like choosing the right investment options.