Less fees, more holiday with Orange Everyday

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Unlimited rebates on ING International Transaction Fees*

See your spending in AUD & the local currency when purchasing overseas

Exchange rates that will make you smile

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Spend like a local
around the world

Forget the currency conversion chore! Simply swipe or tap your debit card, or pay with your phone. The ING App will show you exactly how much you have spent, both in the local currency and Australian dollars when paying overseas.

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International transaction fees can add up… But not with us!

Meet the monthly eligibility criteria* to gain access to unlimited rebates on ING International Transaction Fees for eligible online and overseas purchases. So that you can spend with confidence, knowing you're getting the most out of your travel budget.

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Travel smarter, save smarter

By combining your Orange Everyday and a Savings Maximiser account, you could watch your travel budget grow.

Orange Everyday Benefits

  • 1Open an Orange Everyday bank account via the button below.
  • 2Deposit $1,000+ from an external source to any personal ING account in your name (excluding Living Super, Orange One) each month.
  • 3Use your Orange Everyday to make 5+ settled (not pending) eligible ING card purchases each month - excluding ATM withdrawals, balance enquiries and EFTPOS cash out only transaction.

Savings Maximiser

Grow your nominated Savings Maximiser balance so that there's more in it at the end of the current month (excluding interest) than there was at the end of the previous month.

Open both today

Then the following calendar month, this rate's yours:

Variable interest rate
(inc. % p.a. additional variable rate)

Available on one Savings Maximiser account on balances up to $100,000.

Remember, if you do not satisfy the conditions to receive the additional variable rate, the Savings Maximiser standard variable rate (currently, % p.a.) applies.

Why choose ING Orange Everyday?

You're protected

In the rare event of fraud, we're here to help. Your Orange Everyday card also has the added protection of Verified by Visa with participating merchants.

No monthly fees

There are $0 monthly fees, so there's more in your pocket for your holiday. Other fees and charges may apply.

Visa debit card

Spend online or in-store wherever Visa is accepted, plus get access to Visa® travel offers.

1% cashback on eligible utility bills

You could get 1% cashback when you pay any eligible gas, electricity and water bills with your Orange Everyday account by BPAY, PayTo or Direct Debit using your BSB and account number (up to $100 per financial year). T&Cs apply.

Joint bank account

Need a combined household account for bills and your travel? Orange Everyday can also operate as a joint bank account, so that you can simplify your travel budget.

Talk to us 24/7

Our customer care specialists are here 24/7 on 133 464 for any urgent matters.

How to access these Orange Everyday benefits

1.

Open an Orange Everyday bank account via the button below.

2.

Deposit $1,000+ from an external source to any personal ING account in your name (excluding Living Super, Orange One) each month.

3.

Use your Orange Everyday to make 5+ settled (not pending) eligible ING card purchases each month - excluding ATM withdrawals, balance enquiries and EFTPOS cash out only transaction.

When the criteria is met in a calendar month, the benefits will apply in the next calendar month.

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Exchange with zero hassle

Enjoy a rate that will leave you with more cash in your pocket to spend on those Aperol Spritz! Simply use your card or withdraw cash from ATMs abroad, as you would at home.

When you meet the monthly eligibility criteria, ING will rebate up to 5 eligible fee incurring ATM withdrawal transactions and unlimited ING International Transaction Fees, whether domestic or international.

International ATM operator fees won't be rebated.

Get a feel for the current exchange rates with the Visa calculator.

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More from ING

Orange Everyday Benefits for Orange Everyday Customers

*Orange Everyday Benefits will apply for the next month when you meet the following eligibility criteria during the current month:

  • deposit at least $1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One), and
  • also make at least 5 card purchases that are settled (and not at a 'pending status') using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).

Orange Everyday customers who hold an ING Home Loan are automatically eligible for Orange Everyday Benefits, and are not required to meet this monthly criteria.

Each month that you're eligible for the Orange Everyday Benefits, you'll receive the following on your Orange Everyday accounts:

  • 1% cashback on eligible utility bill payments (up to $100 per financial year);
  • Unlimited rebates on the ING International Transaction Fee; and
  • Rebates on the ATM Withdrawals fee for the first 5 fee incurring ATM withdrawals (excludes international ATM operator fees).

An eligible utility bill payment is a payment made by BPAY, PayTo or direct debit (BSB and account number) from your Orange Everyday account for a water, gas or electricity bill from an agreed supplier for the Australian residential address of the account holder.

For full terms and conditions, see the Orange Everyday Terms and Conditions, the Everyday Fees and Limits Schedule, Orange Everyday Benefits Schedule and the agreed utility supplier list at ing.com.au.

Subject to these terms and conditions, ING may change or cancel these benefits at any time.

Savings Maximiser

Information and interest rates are current as at the date of publication and are subject to change.

The additional variable rate (that is added to the Savings Maximiser standard variable rate) applies on one nominated Savings Maximiser per customer for the next calendar month when you also hold an Orange Everyday account and in the current calendar month you do the following:

  • deposit at least $1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One),
  • also make at least 5 card purchases that are settled (and not at a 'pending status') using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions), and
  • ensure that the balance of your nominated Savings Maximiser account at the end of the current month is higher than it was at the end of the previous month. When we assess whether you've met this balance growth requirement, interest earned in the current month is not taken into account.

Each customer can nominate a maximum of one Savings Maximiser account (either single or joint) to receive the additional variable rate (where eligible). You can check and change your nominated Savings Maximiser account via online banking. If no nomination is made, the additional variable rate (where eligible) will be applied to an account nominated by ING at its sole discretion.

Any amounts above $100,000 are subject to the Savings Maximiser standard variable rate applicable at the time. If you do not satisfy the conditions to receive the additional variable rate, the standard variable rate applies. ING can change or withdraw the additional variable rate or the additional variable rate offer at any time with notice. The additional variable rate is not payable in conjunction with any other promotional rate.

The Visa calculator is illustrative only and does not constitute a quote. The calculator uses an indicative exchange rate that is current on the day, but is subject to change. The calculator is provided by Visa, and ING does not take responsibility for, warrant the accuracy of, or accept any liability in respect of the calculator.

Any advice in this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to an Orange Everyday, you should read the Orange Everyday Terms and Conditions booklet and the Fees and Limits Schedule at ing.com.au. If you have a complaint, please call us on 133 464 at any time as we have procedures in place to help resolve any issues you may have. Orange Everyday is issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL and Australian Credit Licence 229823.

Apple, the Apple App Store, iPhone and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Google Pay and Google Play are trademarks of Google LLC. The Google Pay Terms and Conditions for ING customers are available for your consideration in the Google Pay app.