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ING Motorcycle Insurance
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First year's premium only. T&Cs apply – see disclaimer below.
Comprehensive, Third Party Property Only, and Third Party Property, Fire and Theft Insurance
It's your
'other true love' cover
We understand that you don't just ride your bike to get somewhere - riding is part of who you are. And it's not just a 'bike', it's your mate.
ING Motorcycle Insurance has been designed with passionate riders in mind.
You can choose from three levels of cover depending on your needs and budget. If you want to maximise your cover – because you think your bike's worth it – you can tailor Comprehensive cover with optional extras like cover for riding gear and choice of repairer (additional excess, conditions and limits may apply).
Cover to suit you and your budget
ING Motorcycle Insurance offers you three levels of cover.
Comprehensive
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First year's premium only. T&Cs apply - see disclaimer below.
Covers loss or damage to your motorcycle and the damage it causes to other people's vehicles and property which you are liable for.
Third Party Property Only
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First year's premium only. T&Cs apply - see disclaimer below.
Covers your liability for up to $20 million worth of accidental damage your motorcycle causes to other people's vehicles and property.
Third Party Property, Fire and Theft
Save 15% online
First year's premium only. T&Cs apply - see disclaimer below.
Includes the liability cover as provided under our Third Party Property Only motorcycle insurance, plus cover for Fire & Theft.
Want comprehensive coverage?
Consider ING Comprehensive Motorcycle Insurance
Some of the extra features of ING Comprehensive Motorcycle Insurance include:
New-for-old replacement
If your brand new motorcycle is written off within 2 years of original registration, we'll replace it with a new one or pay you the amount you originally paid for it if a replacement isn’t available in Australia.
Emergency Transport and Accommodation
If you're in an accident more than 100km from home, and we agree to pay your claim, we'll also pay up to $500 to either: transport you (and your pillion passenger) back home or for temporary accommodation if transport is unavailable.
Cover for Personal Effects
If you're in an accident, and we agree to pay your claim, we'll also pay up to $500 for the repair or replacement of any personal items that were damaged during the incident (stored in a locked compartment on the bike at the time. Includes items designed to be worn or carried, but excludes currency, credit cards, sporting equipment, trade tools and riding gear).
Cover for Attempted Theft
If someone damages your motorcycle while attempting to steal it, we'll pay (up to the max amount on your Insurance Certificate) for its repair, replacement of loss.
Cover for Essential Repairs
Where you have an accident and we agree to pay your claim, we'll pay up to $500 for essential repairs that allow your motorcycle to be ridden (safely, without causing further damage) immediately after an accident. Receipts for essential repairs will need to be supplied. Any other repairs must be authorised by us in writing as part of the usual claims process.
Cover for Replacement of Keys
If your motorcycle locking device or keys are stolen and not recovered, and you've reported the theft to the police, we'll pay up to $1,000 to replace and recode them.
The above is a summary only. Read the PDS for all the details on: standard and optional benefits, conditions, limits, exclusions and when excesses will apply.
Still after more protection?
Because you think your bike's worth it?
Here is a taste of some of the optional extras you can add on, exclusively available with ING Comprehensive Motorcycle Insurance:
Cover for Riding Gear Up To 10 Years Old
If we pay a claim for loss or damage to your motorcycle, we'll also cover you for the repair or replacement of your destroyed or damaged Riding Gear (up to the amount shown on your Insurance Certificate). We may require proof of ownership and value.
Choice of Repairer
If you're in an accident, and we pay your claim, you can nominate your preferred repairer. Refer to Optional Benefits section of PDS for more information and criteria that applies.
Choice of Market or Agreed Value
You can insure your motorcycle for its market or, in some cases, agreed value (This will be detailed in your Insurance Certificate). Market value is the reasonable cost to replace your motorcycle with one of the same make, model, age mileage and condition as your motorcycle, at the time of the loss or damage (excludes purchase costs). Agreed value is the amount we agree to insure your motorcycle for and is offered depending on eligibility criteria and that the agreed value is within an acceptable range of the market value. Your Insurance Certificate shows the amount (if applicable) and it may change each time you renew the policy.
Accident Hire Car
If you're in an accident, and we pay your claim (and the Accident Hire Car benefit is shown on your insurance certificate), we'll arrange for a compact hire car for you to use whilst your motorcycle is unrideable and being repaired or your claim is paid (for max 14 days). Hire car subject to availability.
The above is a summary only. Read the PDS for all the details on: standard and optional benefits, conditions, limits, exclusions and when excesses will apply. Additional premium will apply for each optional extra taken out.
You could save 15% on your first year's premium when you purchase ING Motorcycle Insurance online.
T&C's apply – see disclaimer below.
Get a quoteOr, for help call 1800 619 495. For operating hours, click here.
Here are some options to help reduce your premium
A few simple choices made when building your policy could lower the premium you pay.
Get your policy online
You could save 15% on your first year's premium when you purchase ING Motorcycle Insurance online. T&C's apply – see disclaimer below.
Choose to pay your premium annually
You can avoid paying the monthly-instalment administration fees when you pay your premium annually.
Limit the riders covered by age
The age of the listed riders can influence the premium you pay. Limiting the riders covered under your policy to a certain age group (21+, 25+, 30+, 40+, 50+) could reduce your premium.
Other ING Motorcycle Insurance features include
Repair Guarantee
We'll guarantee the quality of repairs for as long as you own the motorcycle, if the repairs are authorised by us and the result of a claim with us.
Claims Service
Phone claims service with no lengthy forms to fill out.
Here if you need us
Our customer care specialists are here for you on 1800 619 495. For operating hours, click here.
Cancel the policy any time
You can cancel the policy at any time. If you cancel your policy within the cooling off period and have not made a claim, you'll get a full refund. If you cancel after the cooling off period the unused portion of your premium will be refunded (less cancellation and government fees and charges).
You could save 15% on your first year's premium when you purchase ING Motorcycle Insurance online.
T&C's apply – see disclaimer below.
Get a quoteOr, for help call 1800 619 495. For operating hours, click here.
Important documents
Here's what you need to read to help you make an informed product decision.
Product Disclosure Statement (PDS)
All the details to help you make an informed product decision.
Keep your insurance under the one roof with ING Insurance.
ING Car Insurance
Save 15% on policies purchased online (first year's premium only). T&C's apply – see disclaimer below.
ING Home and Contents Insurance
Save 30% on combined policies purchased online (first year's premium only). T&C's apply – see disclaimer below.
Find out moreWhen you need us
For questions or anything else, we're here to help.
Visit us at ING Lounge
60 Margaret Street, Sydney
