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Make bank with an ING savings account.

Savings Accelerator

A high interest tiered savings account with no monthly requirements.

Earn

%
p.a.

Variable rate up to $2 million

  • No ING fees, more growth

    With no ING fees, every dollar you deposit will earn you interest, giving your money every opportunity to grow to achieve your savings goals.

  • No fuss

    No fixed term, minimum withdrawal amounts or monthly eligibility requirements. Plus combined eligible balances up to $250,000 per account holder are protected under the Australian Government's Financial Claims Scheme.

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Personal Term Deposit

A high interest rate that's guaranteed for your chosen term.

1 year term Personal Term Deposit

%
p.a.

Fixed interest rate

Rate applicable to 1 year term - $10,000 minimum deposit1

  • Competitive rates up to % p.a.

    Secure a high interest rate guaranteed for your chosen timeframe on deposits of $10,000 to $5 million.

  • No fees

    With no fees, every cent you deposit earns you interest so your entire balance has the opportunity to grow.

  • Lock in your rate

    Lock in a fixed rate of return and have the peace of mind that your funds are secure. It's a great way to keep things steady and worry-free.

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CANSTAR - Bank of the Year 2020 - 2026

Canstar Bank of the Year, after year, after year...

ING has been awarded Canstar Bank of the Year seven years running (2020 - 2026) for outstanding value across our suite of products and services.

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More from ING

1 You may withdraw all (but not part) of your deposit before the end of the term. A reduced rate of interest will apply in these circumstances.

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to a Personal Term Deposit, Savings Accelerator, Savings Maximiser or Orange Everyday, you should read the Personal Term Deposits Terms and Conditions booklet and Target Market Determination, Savings Accelerator Terms and Conditions booklet and Target Market Determination. Savings Maximiser Terms and Conditions booklet and Target Market Determination and the Orange Everyday Terms and Conditions booklet, Target Market Determination and Everyday Banking Fees & Limits Schedule. To view these documents you may need Adobe Acrobat. If you have a complaint, we have procedures in place to help resolve any issues you may have. For the best ways to contact us, visit at ing.com.au/contactus. Deposit and savings products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823.

Personal Term Deposit

Information and interest rates are current as at the date of publication and are subject to change.

Personal Term Deposits require a minimum opening deposit of $10,000. The combined total deposits in all your Personal Term Deposit accounts is not permitted to exceed $5 million, whether the accounts are in individual or joint names. The interest rates that apply to Personal Term Deposits are the interest rates that are current on the date the term deposit is opened.

Savings Accelerator

Information and interest rate is current as at the date of publication and is subject to change.

The combined total deposits in all your Savings Accelerator account(s) shouldn't exceed $5 million, whether account(s) are in individual or joint name(s).

Combined balances up to $250,000 per account holder are guaranteed by the Australian Government.

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to Savings Accelerator you should read the Savings Accelerator Terms and Conditions booklet. To view these documents you may need Adobe Acrobat. Savings Accelerator is issued by ING.

Information and interest rates are current as at the date of publication and are subject to change.

Canstar Bank of the Year 2020 - 2026: Canstar has awarded ING Bank of the Year 2026 for the seventh year in a row, recognising the outstanding value ING offers across all our products and services.